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Joan Gallagher, REALTOR®, real estate agent and broker for Darien, Rowayton and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 1-800-462-2271 ex #37.


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For Realtors: Darien, Rowayton and New Canaan Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT
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You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy REALTOR®, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. 

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Real Estate Tips
Short Sales >3. How to Prepare for a Short Sale

If a homeowner is facing foreclosure and wishes to explore short selling their home as an alternative, it is crucial to get help from a trusted real estate agent. With the agent’s help, this is how the homeowner will prepare to short sell their home:

  1. Agreement. The homeowner must get the lender to agree to sell the home at a loss.
  2. Documentation. If the lender agrees to a short sale, the homeowner will need to provide documentation to the lender indicating that he or she is financially incapable of paying for the loan. It depends on the lender, but the documentation usually required can include:
    • A hardship letter explaining why the homeowner is unable to pay the mortgage.
    • Recent tax return forms, W2 forms, and/or 1099s.
    • Recent paystubs.
    • Financial statement detailing list of assets and liabilities.
  3. Consultation. The last thing a financially stressed homeowner needs is more financial stress. The homeowner should consult with an attorney to find out whether or not difference between what the home is worth and what the home sells for will be taxed.
  4. Communication. Everyone needs to communicate during this process. The homeowner needs to communicate with the lender to make sure the lender has everything needed to apply for the short sale. The homeowner and the lender need to be in constant contact with potential buyers to make sure they stick around.

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Real Estate Trivia
Q 
What is considered one of the few remaining tax shelters in the 1990s?

A 
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Joan Gallagher, REALTOR®, real estate agent and broker for Darien, Rowayton and New Canaan Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Joan Gallagher (Broker) - Previews Specialist
Halstead Property Ct. LLc

12 Covewood Drive
Rowayton, Ct. 06853
Cell: 203-536-3737
Toll Free: 1-800-462-2271 ex 37
Email: connecticutrealestatehomes@NUMBER1EXPERT.com

Joan Gallagher prides herself with providing Superior Service to her clients and customers. As a resident for thirty years, Joan Gallagher, is truly a Professional in Real Estate for fine homes in Connecticut. She appreciates the unique lifestyle available here and the characteristics of each town. A consistent Top Producer earning Chairman's Circle Level (highest level of excellence) only demonstrates her commitment to setting new levels of excellence in real estate. You can be sure that your investment is the best decision not just for today, but for the future as well. Specializing in Darien, Rowayton, New Canaan Relocation, and waterfront properties, Joan Gallagher provides an uncompromising service in helping people buy or sell property.

ABR CRS Equal Housing GRI MLS REALTOR






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