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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 1-800-462-2271 ex #37.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Joan, We’re So Excited
“Thanks again for everything you did to make it all possible – you’re the best!”
Allison, Jim & Jack
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Joan Gallagher is one of The Top
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Darien, Rowayton and New Canaan Weather Being located in Connecticut, the Darien, Rowayton and New Canaan area is assured of four full and beautiful seasons with all the varied activities possible at different times of the year. There is sailing and hiking in the summer and sledding and snowmen in the winter. Spring is a lively, vigorous time of renewal and our autumns are so beautiful that people from all over take vacations at that time so they can take tours of the countryside and view the colorful foliage. What a place! Feel free to peek at our local forecast via the web site featured on this page. Get Darien Weather Reports Here It's my job to know EVERYTHING about Darien, Rowayton and New Canaan! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly... 
First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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| Q |
Where will you find the world's largest indoor waterfall?
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| A |
The lobby of the International Center in Detroit, Michigan has a waterfall of 114 feet, backed by 9,000 square feet of marble. |
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- NUMBER1EXPERT™ 
