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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.
Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.
Joan Gallagher (Broker) - Previews Specialist Coldwell Banker Residential Properties 70 Main Street New Canaan CT. 06840 Cell: 203-536-3737 Toll Free: 1-800-462-2271 ex 37 Email: connecticutrealestatehomes@NUMBER1EXPERT.com
President International Elite Coldwell Banker Darien/
New Canaan Regional Office
Joan Gallagher prides herself with providing Superior Service to her clients and customers. As a resident for thirty years, Joan Gallagher, is truly a Professional in Real Estate for fine homes in Connecticut. She appreciates the unique lifestyle available here and the characteristics of each town. A consistent Top Producer earning Chairman's Circle Level (highest level of excellence) only demonstrates her commitment to setting new levels of excellence in real estate. You can be sure that your investment is the best decision not just for today, but for the future as well. Specializing in Darien, Rowayton, New Canaan Relocation, and waterfront properties, Joan Gallagher provides an uncompromising service in helping people buy or sell property.
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